![]() Addition of a new co-owner is subject to credit approval and general eligibility requirements. Card usage and payment history may impact each co-owner's credit score differently because each individual's credit history will include information that is unique to them. In addition, co-owners will have full visibility into all account activity and each co-owner is responsible for the other co-owner’s instructions or requests. Credit reporting includes positive and negative payment history, credit utilization and additional information. Each co-owner will be reported to credit bureaus as an owner on the account. ![]() Each co-owner is jointly and individually responsible for all balances on the co-owned Apple Card including amounts due on the existing co-owner’s account before the accounts are merged.Variable APRs for Apple Card range from 15.99% to 26.99% based on creditworthiness.If you don't add Apple Card to an iPhone or iPad that you own, you can only use your Apple Line of Credit for eligible purchases online and in-store at Apple. Then, you can manage your Apple Card on your device and make purchases anywhere Mastercard is accepted. To access and use all Apple Card features, you need to add Apple Card to an eligible iPhone or iPad that you own with the latest version of iOS or iPadOS. If you apply online, use a supported browser.Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. ![]()
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